Best Personal Loan Rates

Updated: 20 Apr 2025

With so many lenders in Singapore offering varying interest rates, loan tenures, and features, finding the right personal loan can be challenging. Whether you’re on the hunt for the best personal loan rates, need a quick comparison, or just want to understand your options, Finspire is here to guide you. Our comprehensive personal loan comparison tool lets you easily evaluate loans from top lenders in Singapore—helping you make smarter, more confident financial decisions.

Best Personal Loan Rates in Singapore

*Monthly repayment is based on a $30,000 loan for easy comparison. Actual amounts may vary based on loan terms and lender criteria.

Provider

Monthly Repayment

Annual Interest Rate

EIR

Processing Fee

Total Rewards Value

Offers & Rewards

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Standard Chartered CashOne Personal Loan

$881.00

1.90%

3.63% p.a.

$0

$649

Eligible

Trust Bank Instant Loan

$889.00

2.22%

4.22% p.a.

$0

$1,319

Eligible

HSBC Personal Loan

$888.00

2.20%

4.00% p.a.

$0

$859

Eligible

CIMB Personal Loan

$900.00

2.68%

5.06% p.a.

$0

$739

Eligible

UOB Personal Loan

$905.00

2.88%

5.43% p.a.

$0

$859

Eligible

Standard Chartered CashOne Personal Loan

Monthly Repayment

Annual Interest Rate

EIR

Processing Fee

Total Reward Value

$881.00

1.90%

3.63% p.a.

$0.00

$649

Eligibile Rewards(1)

Trust Bank Instant Loan

Monthly Repayment

Annual Interest Rate

EIR

Processing Fee

Total Reward Value

$889.00

2.22%

4.22% p.a.

$0.00

$1,319

Eligibile Rewards(1)

HSBC Personal Loan

Monthly Repayment

Annual Interest Rate

EIR

Processing Fee

Total Reward Value

$888.00

2.20%

4.00% p.a.

$0.00

$859

Eligibile Rewards(1)

UOB Personal Loan

Monthly Repayment

Annual Interest Rate

EIR

Processing Fee

Total Reward Value

$905.00

2.88%

5.43% p.a.

$0.00

$859

Eligibile Rewards(1)

CIMB Personal Loan

Monthly Repayment

Annual Interest Rate

EIR

Processing Fee

Total Reward Value

$900.00

2.68%

5.06% p.a.

$0.00

$739

Eligibile Rewards(1)

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