Best Credit Cards in Singapore 2025
Updated: 23 Apr 2025
The best credit card is the one that matches your unique needs. Finspire’s credit card experts have evaluated and rated hundreds of cards for 2025—covering everything from high rewards and big sign-up bonuses to extended 0% APR offers and tools for building credit—so you can find the perfect fit for your financial goals.
Best Credit Cards in Singapore 2025
Credit Cards
Key Feature
Annual Fee
Minimum Annual Income
Rewards
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Citi PremierMiles Credit Card
1.2 – 10 miles / dollar
S$ 196.2
S$Â 30000
Up to 30,000 Bonus Citi Miles*
Standard Chartered Simply Cash Credit Card
1.5% Uncapped Cashback for Everything
$196.2 (First year annual Fee waiver)
S$Â 30000
$710 worth of Welcome Gifts
HSBC Live+ Credit Card
Up to 8% cash rebate
$196.2 (First year annual Fee waiver)
S$Â 30000
Up to SGD300 cashback
Citi PremierMiles Card
Minimum Annual Income
Key Feature
Rewards
$30,000
1.2 – 10 miles / dollar
Up to 30,000 Bonus Citi Miles*
Eligibile Rewards
Standard Chartered Simply Cash Credit Card
Minimum Annual Income
Key Feature
Rewards
$30,000
1.5% Uncapped Cashback
$710 worth of Welcome Gifts
Eligibile Rewards
HSBC Live+ Credit Card
Minimum Annual Income
Key Feature
Rewards
$30,000
Up to 8% cash rebate
Up to SGD300 cashback
Eligibile Rewards
POSB Everyday Card
Minimum Annual Income
Key Feature
Rewards
$30,000
Up to 10% cash rebateÂ
S$300 cashback